California Insurance Broker – Low Cost Personal and Commercial Insurance Lines Direct 2 U Insurance is an Independent California Insurance Agency that specializes in Personal and Commercial Insurance Lines: SR-22, Homeowners Insurance, Renters Insurance, Car Insurance, RV Insurance, Boat Insurance, Motorcycle Insurance, Commercial Vehicles, Business Insurance. Allow Direct 2 U Insurance show you why so many Californians have given us the opportunity to help tailor a policy that best fits their needs and budget in all of California: San Francisco, Sacramento, San Jose, Petaluma, Santa Rosa, Folsom Vacaville, Salinas, Stockton, Fresno, Madera, Tulare, Visalia, Bakersfield, San Luis Obispo, Santa Barbara, Santa Maria, Los Angeles, San Bernardino, Riverside, San Diego.